Investment Loans
PURPOSE AND TENOR
Financing purchase of real estate, equipment and vehicles for period of 60 months
AMOUNT OF LOAN
From EUR 1.000, with maximum 80% of sale price of item that is subject of loan.
CLIENTS PARTICIPATION
Minimum 20% of sale price of item that is subject of loan.
CURRENCY
Loans are approved in
- EUR (according with the Foreign Exchange Law)
- RSD with currency clause
- RSD without currency clause
INTEREST RATE (annually)
- For loans in EUR or RSD with currency clause: 1M or 3M EURIBOR+12 p.p. (EIR: from 13.59 % as of 13/09/2010)
- For loans in RSD without currency clause: 1M or 3M BELIBOR+10 p. p. (EIR: from 22.58 % as of 13/09/2010)
- For loans granted based on 100% FX deposit : 1M EURIBOR +1,5 p. p. (EIR: from 2.18 % as of 13/09/2010)
DISBURSEMENT
Granted loan can be drawn in single or several portions, and the period during which the drawdown is available is limited to one month from the date of signing the Loan Agreement. Any amount not used in a way and period as specified, shall be considered as cancelled.
GRACE PERIOD
Up to 6 months
REPAYMENT
In currency of disbursed loan
- in monthly annuities or
- in three-month annuities
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