Auto loans for purchasing Toyota cars
Vojvođanska banka approves the Auto Loans for purchasing the `Toyota` brand cars at the authorized ’Toyota’ dealers. The loan application can be submitted in the branches of the Vojvođanska Bank or at the authorized ’Toyota’ dealers, regardless of whether you are our customer or not.
Users of loan:
Bank auto loans granted to citizens of the Republic of Serbia with regular personal income, foreign nationals with resident status and regular personal income and pensioners as well.
Loan amount: from 1.000 EUR up to 20.000 EUR in RSD equivalent
Basis for approval of the loan:
- participation - minimum 10% of the pro-forma amount for loans without FX clause
- participation - minimum 30% of the pro-forma amount for loans with FX clause
Loan tenor: up to 84 months
FX clause:· loans are approved in RSD, with FX clause. The loan is granted with EUR currency clause, i.e. the monthly installment is adjusted to the official NBS EUR middle rate.
· loans are approved in RSD, without FX clause.
Security:
· For the amounts up to 8.000EUR in RSD counter value:
- 2 (two) promissory notes of the Borrower,
- 2 (two) administrative bans of the Borrower,
- All-risk insurance in the first 3 (three) years of repayment
· For the amounts above 8.001EUR in RSD counter value:
- 2 (two) promissory notes of the Borrower,
- 2 (two) administrative bans of the Borrower,
- Car pledge and,
- All-risk insurance in the first 5 (five) years of repayment or all-risk insurance for the whole repayment period with insurance policy in case that the amount of the Loan is more than 10.001EUR
All-risk insurance policy pledged in favour of the Bank.
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