DinaCard Installment card 12, 24

In order to acquire DinaCard Installment card 12, 24, the Request for issuing of the card should be submitted to the nearest branch of Vojvođanska banka.

DinaCard installment card 12, 24 is issued to the citizens, residents in the Republic of Serbia, under the following conditions:

• the applicant must have at least 18 and no more than 68 years
• current account with regular monthly income opened with Vojvodjanska banka or another bank
• the applicant must have been employed with same employer for at least 6 months or
• if the applicant owes a store, to be employed in it for at least 1 year
• the applicant must have a regular net monthly income of at least EUR 100 if pensioner or EUR 120  if other citizen (in RSD equivalent at the official NBS medium exchange rate)

Security instrument

• two promissory notes
• ban on salary in case that the cardholder does not regularly settle his obligations towards the Bank (except for clients who receive their regular monthly income into account with the Bank and who have issued a standing order for the settlement of obligations from the current account)
• promissory note with one creditworthy guarantor for clients over 68 at the moment of card re-issuing

Credit limit and usage

The credit limit is determined in RSD. The credit limit is determined depending on the applicant’s creditworthiness. The credit limit cannot be below EUR 100.

DinaCard installment card 12, 24 is valid for the period of two years, which is also the period for which the credit limit is granted. The cardholder is entitled to grant additional cards to authorized persons. The number of additional cards is not limited.

Upon the expiry of the card validity period the card is re-issued and the credit extended for another two-year period if the cardholder does not have any unfulfilled obligations towards the Bank and the Bank has positive evaluation of client`s creditworthiness.

DinaCard installment card is issued as DinaCard installment card 12, 24. The monthly obligation under DinaCard installment card is determined according to the model of 1/12 or 1/24 of each transaction, i.e. each transaction will be repaid on 12 or 24 installments depending on the model, minimum RSD 150.

Cash can be withdrawn with DinaCard installment card 12, 24 up to the available credit limit. The maximal daily number of transactions for cash withdrawal is two.  

Example